/* ============================================================
   SAAIVISTA — "Rooted Capital" Design System  ·  V8
   Palette sampled directly from the SAAIVISTA logo mark (tree +
   roots + growth arrow, navy disc, gold linework, forest-green
   canopy, cream ground) — not an invented "private bank" navy/gold,
   but the firm's own actual brand colours, extended into a system.

   Navy #0F2236 · Cream #FBF4E6 · Gold #AE8636 · Forest #1F372D
   Display Fraunces · UI Inter · Ledger IBM Plex Mono
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=DM+Mono:wght@400;500&family=DM+Sans:opsz,wght@9..40,400;9..40,500;9..40,600;9..40,700&family=DM+Serif+Display:ital@0;1&display=swap');

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}

:root{
  /* ---- navy (dark, from the logo disc) ---- */
  --navy-950:#173d3a;--navy-900:#214b47;--navy-800:#2d5a55;--navy-700:#49716c;
  /* ---- cream (light, from the logo ground) ---- */
  --bone-50:#f8fbf9;--bone-100:#e7f0ec;--bone-200:#cfdfd7;
  /* ---- gold (primary accent — the logo's roots & arrow) ---- */
  --gold-300:#e8d6a4;--gold-400:#c9a65c;--gold-500:#b08a3e;--gold-600:#8d6b2c;--gold-700:#695022;
  /* ---- forest (secondary accent — the logo's canopy) ---- */
  --forest-300:#c7d8bc;--forest-400:#8eab80;--forest-500:#668962;--forest-600:#45664a;--forest-700:#2d5039;
  /* ---- text ---- */
  --ink:#17302d;--ink-soft:#526662;--ink-faint:#7b8e89;
  --paper:#f8fbf9;--paper-soft:rgba(248,251,249,.72);--paper-faint:rgba(248,251,249,.48);
  /* ---- rules ---- */
  --line:rgba(23,61,58,.13);--line-strong:rgba(23,61,58,.26);
  --line-inv:rgba(248,251,249,.16);--line-inv-strong:rgba(248,251,249,.3);
  /* ---- type ---- */
  --fd:'DM Serif Display',Georgia,serif;
  --fb:'DM Sans',system-ui,-apple-system,sans-serif;
  --fm:'DM Mono',ui-monospace,monospace;
  /* ---- spacing ---- */
  --sp1:8px;--sp2:16px;--sp3:24px;--sp4:32px;--sp5:48px;--sp6:64px;--sp7:96px;--sp8:136px;
  /* ---- shape ---- */
  --r1:3px;--r2:6px;--r3:14px;
  /* ---- motion ---- */
  --ease:cubic-bezier(.22,.61,.36,1);
  --ease-luxe:cubic-bezier(.16,1,.3,1);
  --ease-tactile:cubic-bezier(.34,1.5,.64,1);
}

body{font-family:var(--fb);background:var(--paper);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden;font-weight:400;position:relative}
img,svg{max-width:100%;display:block}
a{color:inherit}
button{font-family:inherit}
::selection{background:var(--gold-300);color:var(--navy-950)}
:focus-visible{outline:2px solid var(--gold-500);outline-offset:3px;border-radius:2px}
.skip-link{position:absolute;top:-60px;left:12px;background:var(--gold-500);color:var(--bone-50);padding:10px 18px;z-index:999;font-size:13px;font-weight:600;border-radius:var(--r1);transition:top .2s}
.skip-link:focus{top:12px}

/* grain — printed-paper feel */
body::before{
  content:'';position:fixed;inset:0;z-index:9000;pointer-events:none;opacity:.035;mix-blend-mode:overlay;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='120' height='120'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/></filter><rect width='100%25' height='100%25' filter='url(%23n)'/></svg>");
}
#scroll-progress{position:fixed;top:0;left:0;height:2px;background:linear-gradient(90deg,var(--gold-600),var(--gold-400));width:0%;z-index:9500;transition:width .1s linear}

/* ============ TYPOGRAPHY ============ */
.eyebrow{display:flex;align-items:center;gap:11px;font-size:11px;font-weight:600;letter-spacing:.2em;color:var(--gold-600);text-transform:uppercase;margin-bottom:var(--sp3)}
.eyebrow .rm{flex-shrink:0}
.eyebrow.ld{color:var(--gold-300)}
.mono-tag{font-family:var(--fm);font-size:10.5px;font-weight:400;letter-spacing:.06em;color:var(--ink-faint)}
h1,h2,h3,h4{font-family:var(--fd);font-weight:500;letter-spacing:-.01em}
.s-title{font-family:var(--fd);font-weight:460;font-size:clamp(30px,3.8vw,52px);line-height:1.08;letter-spacing:-.015em;color:var(--ink);margin-bottom:var(--sp3)}
.s-title .it{font-style:italic;font-weight:400;color:var(--gold-500)}
.s-title.ld{color:var(--paper)}.s-title.ld .it{color:var(--gold-300)}
.s-body{font-size:16.5px;font-weight:300;color:var(--ink-soft);max-width:560px;line-height:1.85}
.s-body.ld{color:var(--paper-soft)}
section{padding:var(--sp7) 6vw;position:relative}
.sec-hd{display:flex;justify-content:space-between;align-items:flex-end;gap:var(--sp5);flex-wrap:wrap;margin-bottom:var(--sp6)}

/* ============ ROOT-MARK GLYPHS (signature motif, small) ============ */
.rm{display:inline-block}
.rm-eyebrow{width:22px;height:14px}

/* ============ BUTTONS & LINKS ============ */
.btn{display:inline-flex;align-items:center;gap:10px;font-size:12.5px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;padding:16px 32px;border-radius:var(--r1);cursor:pointer;text-decoration:none;transition:transform .25s var(--ease-tactile),box-shadow .35s var(--ease),background .35s var(--ease),color .35s var(--ease);border:1px solid transparent;white-space:nowrap;position:relative}
.btn:active{transform:scale(.965)!important}
.btn-gold{background:linear-gradient(180deg,var(--gold-400),var(--gold-500) 60%,var(--gold-600));color:var(--bone-50);box-shadow:inset 0 1px 0 rgba(255,255,255,.22)}
.btn-gold::after{content:'';position:absolute;inset:0;border-radius:inherit;box-shadow:0 0 0 0 rgba(201,160,82,.5);transition:box-shadow .4s var(--ease)}
.btn-gold:hover{transform:translateY(-2px);background:linear-gradient(180deg,var(--gold-400),var(--gold-600))}
.btn-gold:hover::after{box-shadow:0 8px 26px -6px rgba(138,103,38,.55)}
.btn-line{border-color:var(--line-strong);color:var(--ink)}
.btn-line:hover{border-color:var(--gold-500);color:var(--gold-600)}
.btn-line.ld{border-color:var(--line-inv-strong);color:var(--paper)}
.btn-line.ld:hover{border-color:var(--gold-300);color:var(--gold-300)}
.text-link{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:500;letter-spacing:.02em;color:inherit;text-decoration:none;border-bottom:1px solid var(--line-strong);padding-bottom:3px;transition:all .3s var(--ease)}
.text-link.ld{border-color:var(--line-inv-strong)}
.text-link:hover{border-color:var(--gold-500);color:var(--gold-600)}
.text-link.ld:hover{border-color:var(--gold-300);color:var(--gold-300)}
.text-link svg{transition:transform .3s var(--ease)}
.text-link:hover svg{transform:translateX(3px)}

/* ============ REVEAL / MOTION UTILS ============ */
.rev{opacity:0;transform:translateY(26px);transition:opacity .85s var(--ease-luxe),transform .85s var(--ease-luxe)}
.rev.in{opacity:1;transform:translateY(0)}
.d1{transition-delay:.08s}.d2{transition-delay:.16s}.d3{transition-delay:.24s}.d4{transition-delay:.32s}
.text-reveal{overflow:hidden;display:block}
.text-reveal-inner{display:block;transform:translateY(112%);transition:transform 1.05s var(--ease-luxe)}
.text-reveal.in .text-reveal-inner{transform:translateY(0)}
.stagger-child{opacity:0;transform:translateY(20px);transition:opacity .75s var(--ease-luxe),transform .75s var(--ease-luxe)}
.stagger-child.in{opacity:1;transform:translateY(0)}
@media(prefers-reduced-motion:reduce){
  .rev,.stagger-child{opacity:1;transform:none;transition:none}
  .text-reveal-inner{transform:none;transition:none}
  html{scroll-behavior:auto}
}

/* root-line draw-on animation (svg paths with .rl class) */
.rl{stroke-dasharray:1;stroke-dashoffset:1;pathLength:1;transition:stroke-dashoffset 1.6s var(--ease-luxe)}
.root-motif.in .rl{stroke-dashoffset:0}
.root-motif .rn{opacity:0;transform:scale(0);transform-origin:center;transition:opacity .6s var(--ease-luxe),transform .6s var(--ease-tactile)}
.root-motif.in .rn{opacity:1;transform:scale(1)}

@media(hover:hover) and (pointer:fine){
  .cursor-dot{position:fixed;top:0;left:0;width:7px;height:7px;border-radius:50%;background:var(--gold-400);pointer-events:none;z-index:9999;mix-blend-mode:difference;transform:translate(-50%,-50%);transition:width .3s var(--ease-luxe),height .3s var(--ease-luxe),opacity .3s;will-change:transform}
  .cursor-ring{position:fixed;top:0;left:0;width:34px;height:34px;border-radius:50%;border:1px solid rgba(201,160,82,.55);pointer-events:none;z-index:9998;transform:translate(-50%,-50%);transition:width .35s var(--ease-luxe),height .35s var(--ease-luxe),opacity .35s,border-color .35s;will-change:transform}
  .cursor-dot.hovering{width:5px;height:5px}
  .cursor-ring.hovering{width:58px;height:58px;border-color:rgba(201,160,82,.9)}
  body.has-cursor,body.has-cursor a,body.has-cursor button{cursor:none}
}

/* ============ NAV ============ */
nav{position:fixed;top:0;left:0;right:0;z-index:300;height:78px;display:flex;align-items:center;padding:0 6vw;background:rgba(15,34,54,.92);backdrop-filter:blur(18px);border-bottom:1px solid var(--line-inv)}
.nav-name{font-family:var(--fd);font-size:15px;font-weight:560;color:var(--paper);letter-spacing:.01em;margin-right:auto;line-height:1.2;text-decoration:none;display:flex;align-items:center;gap:10px}
.nav-name small{display:block;font-size:9px;font-weight:500;letter-spacing:.15em;color:var(--paper-faint);text-transform:uppercase;margin-top:3px}
.nav-mark{width:32px;height:32px;object-fit:contain;flex-shrink:0}
.nav-links{display:flex;gap:30px;list-style:none;margin-right:30px;align-items:center}
.nav-links li{position:relative}
.nav-links>li>a{position:relative;font-size:12px;font-weight:400;color:var(--paper-soft);text-decoration:none;letter-spacing:.04em;transition:color .3s;padding:8px 0;display:block}
.nav-links>li>a::after{content:'';position:absolute;bottom:0;left:0;width:0;height:1px;background:var(--gold-300);transition:width .35s var(--ease)}
.nav-links>li>a:hover,.nav-links>li.on>a{color:var(--paper)}
.nav-links>li>a:hover::after,.nav-links>li.on>a::after{width:100%}
.mega{position:absolute;top:100%;left:50%;transform:translateX(-50%);background:var(--navy-900);border:1px solid var(--line-inv);min-width:540px;padding:26px;display:none;grid-template-columns:1fr 1fr;gap:6px 30px;box-shadow:0 26px 52px -18px rgba(0,0,0,.55);border-radius:var(--r2)}
.nav-links li:hover .mega{display:grid}
.mega a{display:block;font-size:12.5px;color:var(--paper-soft);text-decoration:none;padding:9px 0;border-bottom:1px solid var(--line-inv)}
.mega a:hover{color:var(--gold-300)}
.mega a .d{display:block;font-family:var(--fm);font-size:10px;color:var(--paper-faint);margin-top:3px}
.nav-cta{margin-left:4px}
.hbg{display:none;flex-direction:column;gap:5px;cursor:pointer;background:none;border:none;padding:4px;margin-left:14px}
.hbg span{width:20px;height:1px;background:var(--paper-soft);display:block;transition:transform .3s var(--ease),opacity .3s}

/* ============ PAGE HEAD (inner pages) ============ */
.pg-head{background:var(--navy-950);padding:150px 6vw 76px;position:relative;overflow:hidden;color:var(--paper)}
.pg-head .breadcrumb{margin-bottom:var(--sp3);color:var(--paper-faint)}
.breadcrumb{display:flex;gap:8px;align-items:center;font-family:var(--fm);font-size:11px;letter-spacing:.03em;flex-wrap:wrap}
.breadcrumb a{text-decoration:none;color:inherit}
.breadcrumb a:hover{color:var(--gold-300)}
.breadcrumb .sep{opacity:.5}
.breadcrumb .cur{color:var(--gold-300)}
.pg-head-grid{display:flex;justify-content:space-between;align-items:flex-end;gap:var(--sp5);flex-wrap:wrap;position:relative;z-index:2}
.pg-head h1{font-family:var(--fd);font-weight:460;font-size:clamp(32px,4.4vw,58px);line-height:1.06;letter-spacing:-.015em;max-width:760px;color:var(--paper)}
.pg-head h1 .it{font-style:italic;font-weight:400;color:var(--gold-300)}
.pg-head .pitch{font-size:16px;color:var(--paper-soft);max-width:440px;line-height:1.8;font-weight:300}
.pg-head .root-motif{position:absolute;right:2vw;top:-40px;width:340px;opacity:.5;z-index:1}

/* ============ ROUTE CARDS (home "choose your path") ============ */
.route-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line-inv);border:1px solid var(--line-inv);margin-top:var(--sp6);border-radius:var(--r2);overflow:hidden}
.route-card{background:var(--navy-950);padding:var(--sp5) var(--sp4);text-decoration:none;color:var(--paper);position:relative;--mx:50%;--my:50%;transform-style:preserve-3d;transform:perspective(900px) rotateX(0) rotateY(0);transition:transform .5s var(--ease-luxe),background .35s var(--ease),box-shadow .5s var(--ease-luxe)}
.route-card::after{content:'';position:absolute;inset:0;pointer-events:none;opacity:0;transition:opacity .4s var(--ease);background:radial-gradient(circle 240px at var(--mx) var(--my),rgba(201,160,82,.16),transparent 70%)}
.route-card:hover{background:var(--navy-900);transform:translateY(-6px);box-shadow:0 22px 44px -20px rgba(0,0,0,.5)}
.route-card:hover::after{opacity:1}
.route-card .rc-tag{font-family:var(--fm);font-size:10px;letter-spacing:.09em;color:var(--gold-300);text-transform:uppercase;margin-bottom:16px;display:block}
.route-card h3{font-family:var(--fd);font-weight:500;font-size:23px;margin-bottom:10px;color:var(--paper)}
.route-card p{font-size:13px;color:var(--paper-faint);line-height:1.65;margin-bottom:20px}
.route-card .rc-go{font-size:11.5px;font-weight:600;letter-spacing:.04em;color:var(--gold-300);display:flex;align-items:center;gap:6px}
.route-card .rc-go svg{transition:transform .3s var(--ease)}
.route-card:hover .rc-go svg{transform:translateX(4px)}

/* ============ HUB GRID (Solutions/Academy/Tools index rows) ============ */
.hub-list{border-top:1px solid var(--line);margin-top:var(--sp5)}
.hub-row{display:grid;grid-template-columns:.7fr 2fr 1.3fr auto;gap:var(--sp4);align-items:center;padding:var(--sp4) 4px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);transition:background .3s var(--ease),padding-left .3s var(--ease)}
.hub-row:hover{background:var(--bone-100);padding-left:16px}
.hub-row .hr-tag{font-family:var(--fm);font-size:11px;color:var(--ink-faint)}
.hub-row h3{font-family:var(--fd);font-weight:500;font-size:26px}
.hub-row p{font-size:13.5px;color:var(--ink-soft);line-height:1.6}
.hub-row .hr-go{width:34px;height:34px;border:1px solid var(--line-strong);border-radius:50%;display:flex;align-items:center;justify-content:center;transition:all .3s var(--ease)}
.hub-row:hover .hr-go{background:var(--gold-500);border-color:var(--gold-500);color:var(--bone-50);transform:rotate(45deg)}

/* ============ GENERIC CARD GRIDS (hub-card / tool-card / phi-card) ============ */
.hub-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r2);overflow:hidden}
.hub-grid.c2{grid-template-columns:repeat(2,1fr)}
.hub-grid.c4{grid-template-columns:repeat(4,1fr)}
.hub-card,.tool-card,.phi-card{background:var(--paper);padding:var(--sp5) var(--sp4);text-decoration:none;color:var(--ink);display:flex;flex-direction:column;--mx:50%;--my:50%;transform-style:preserve-3d;transform:perspective(900px) rotateX(0) rotateY(0);transition:transform .5s var(--ease-luxe),background .3s var(--ease),box-shadow .5s var(--ease-luxe)}
.hub-card::after,.tool-card::after,.phi-card::after{content:'';position:absolute;inset:0;pointer-events:none;opacity:0;transition:opacity .4s var(--ease);background:radial-gradient(circle 220px at var(--mx) var(--my),rgba(174,134,54,.1),transparent 70%)}
.hub-card{position:relative}
.hub-card:hover{background:var(--bone-100);transform:translateY(-6px);box-shadow:0 22px 44px -20px rgba(22,35,46,.18)}
.hub-card:hover::after{opacity:1}
.hub-card .hc-num{font-family:var(--fm);font-size:11px;color:var(--ink-faint);margin-bottom:var(--sp3)}
.hub-card h3{font-family:var(--fd);font-weight:500;font-size:25px;margin-bottom:12px}
.hub-card p{font-size:13.5px;color:var(--ink-soft);line-height:1.75;margin-bottom:20px;flex-grow:1}
.hub-card .hc-meta{font-family:var(--fm);font-size:10.5px;color:var(--gold-600);text-transform:uppercase;letter-spacing:.05em;border-top:1px solid var(--line);padding-top:14px}
.hub-card.new .hc-meta::before{content:'New · '}
.hub-card.new .hc-meta{color:var(--forest-600)}

/* ============ MANDATE SHEET (product detail pages) ============ */
.mandate-hero{background:var(--navy-950);padding:0 6vw var(--sp7);color:var(--paper);position:relative;overflow:hidden}
.mandate-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:var(--sp7);align-items:start;position:relative;z-index:2}
.mandate-sheet{background:var(--navy-900);border:1px solid var(--line-inv);padding:var(--sp4);border-radius:var(--r2)}
.mandate-sheet .ms-hd{font-family:var(--fm);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-300);margin-bottom:var(--sp3);padding-bottom:var(--sp2);border-bottom:1px solid var(--line-inv)}
.mandate-row{display:flex;justify-content:space-between;gap:var(--sp3);padding:15px 0;border-bottom:1px solid var(--line-inv);font-size:13.5px}
.mandate-row:last-child{border-bottom:none}
.mandate-row .mr-k{color:var(--paper-faint)}
.mandate-row .mr-v{font-family:var(--fm);color:var(--paper);text-align:right;font-size:12.5px}
.mandate-row .mr-v.big{font-family:var(--fd);font-size:19px;color:var(--gold-300)}

/* pill / tag chips */
.chip{display:inline-flex;align-items:center;gap:6px;font-family:var(--fm);font-size:10.5px;letter-spacing:.04em;padding:6px 12px;border:1px solid var(--line-strong);border-radius:20px;color:var(--ink-soft)}
.chip.ld{border-color:var(--line-inv-strong);color:var(--paper-soft)}
.chip.on{background:var(--gold-500);border-color:var(--gold-500);color:var(--bone-50)}

/* ============ LEDGER / COMPARISON TABLES ============ */
.ledger{width:100%;border-collapse:collapse;font-size:14px}
.ledger th{text-align:left;font-family:var(--fm);font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-faint);padding:12px 16px;border-bottom:2px solid var(--line-strong)}
.ledger td{padding:16px;border-bottom:1px solid var(--line);vertical-align:top;color:var(--ink-soft)}
.ledger tr td:first-child,.ledger tr th:first-child{padding-left:0;font-weight:500;color:var(--ink)}
.ledger tbody tr{transition:background .25s var(--ease)}
.ledger tbody tr:hover{background:var(--bone-100)}
.ledger.ld th{color:var(--paper-faint);border-color:var(--line-inv-strong)}
.ledger.ld td{color:var(--paper-soft);border-color:var(--line-inv)}
.ledger.ld tr td:first-child{color:var(--paper)}
.ledger.ld tbody tr:hover{background:var(--navy-900)}
.ledger .hi{color:var(--gold-600);font-weight:600}
.ledger.ld .hi{color:var(--gold-300)}

/* ============ STAT / GROWTH-RING COUNTER ============ */
.stat-ring{position:relative;width:150px;height:150px;flex-shrink:0}
.stat-ring svg{width:100%;height:100%;transform:rotate(-90deg)}
.stat-ring circle{fill:none;stroke-width:1.4}
.stat-ring .track{stroke:var(--line-inv)}
.stat-ring .fill{stroke:var(--gold-400);stroke-linecap:round;stroke-dasharray:440;stroke-dashoffset:440;transition:stroke-dashoffset 1.8s var(--ease-luxe)}
.stat-ring.in .fill{stroke-dashoffset:var(--offset,110)}
.stat-ring .sr-num{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;font-family:var(--fd);font-size:30px;color:var(--paper)}
.stat-ring .sr-num small{font-family:var(--fm);font-size:9px;color:var(--paper-faint);text-transform:uppercase;letter-spacing:.08em;margin-top:4px}
.stat-row{display:flex;gap:var(--sp6);flex-wrap:wrap}

/* simple counter (no ring) */
.stat-block{border-left:1px solid var(--line-inv);padding-left:20px}
.stat-block .sb-num{font-family:var(--fd);font-size:clamp(30px,3vw,44px);color:var(--gold-300);line-height:1}
.stat-block .sb-lbl{font-family:var(--fm);font-size:10.5px;color:var(--paper-faint);text-transform:uppercase;letter-spacing:.06em;margin-top:8px}
.stat-block.on-light{border-color:var(--line-strong)}
.stat-block.on-light .sb-num{color:var(--gold-600)}
.stat-block.on-light .sb-lbl{color:var(--ink-faint)}

/* ============ MARQUEE (AMC empanelment strip) ============ */
.marquee-wrap{overflow:hidden;border-top:1px solid var(--line-inv);border-bottom:1px solid var(--line-inv);padding:22px 0}
.marquee-wrap.on-light{border-color:var(--line)}
.marquee-track{display:flex;gap:56px;width:max-content;animation:marquee 38s linear infinite}
.marquee-wrap:hover .marquee-track{animation-play-state:paused}
.marquee-track span{font-family:var(--fd);font-style:italic;font-size:20px;color:var(--paper-faint);white-space:nowrap;display:flex;align-items:center;gap:56px}
.marquee-wrap.on-light .marquee-track span{color:var(--ink-faint)}
.marquee-track span::after{content:'◦';margin-left:56px;color:var(--gold-500);font-style:normal}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.marquee-track{animation:none}}

/* ============ FOUNDER / QUOTE BLOCK ============ */
.quote-block{position:relative;padding-left:var(--sp5);border-left:2px solid var(--gold-500)}
.quote-block p{font-family:var(--fd);font-style:italic;font-weight:400;font-size:clamp(19px,2vw,25px);line-height:1.6;color:var(--ink)}
.quote-block.ld p{color:var(--paper)}
.quote-block cite{display:block;margin-top:var(--sp3);font-style:normal;font-family:var(--fm);font-size:11.5px;color:var(--ink-faint);letter-spacing:.03em}
.quote-block.ld cite{color:var(--paper-faint)}

/* ============ SECTION DIVIDER (root-vein) ============ */
.sec-divider{height:36px;margin:0 6vw;position:relative;overflow:hidden}
.sec-divider svg{width:100%;height:100%}
.sec-divider .rl{stroke:var(--line-strong)}
.sec-divider.ld .rl{stroke:var(--line-inv-strong)}

/* ============ CTA BAND ============ */
.cta-band{background:var(--navy-950);color:var(--paper);padding:var(--sp7) 6vw;text-align:center;position:relative;overflow:hidden}
.cta-band h2{font-family:var(--fd);font-weight:460;font-size:clamp(28px,3.6vw,46px);max-width:780px;margin:0 auto var(--sp4);line-height:1.15;color:var(--paper)}
.cta-band .it{font-style:italic;color:var(--gold-300)}
.cta-band p{max-width:480px;margin:0 auto var(--sp5);color:var(--paper-soft);font-weight:300}
.cta-band .cta-actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}

/* ============ FORM ELEMENTS ============ */
.field{display:flex;flex-direction:column;gap:8px;margin-bottom:var(--sp4)}
.field label{font-family:var(--fm);font-size:11px;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-faint)}
.field.ld label{color:var(--paper-faint)}
.field input,.field select,.field textarea{font-family:var(--fb);font-size:14.5px;padding:14px 16px;border:1px solid var(--line-strong);background:var(--paper);color:var(--ink);border-radius:var(--r1);transition:border-color .3s var(--ease)}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold-500);outline:none}
.field.ld input,.field.ld select,.field.ld textarea{background:var(--navy-900);border-color:var(--line-inv-strong);color:var(--paper)}
.field.ld input:focus,.field.ld select:focus,.field.ld textarea:focus{border-color:var(--gold-400)}
.field textarea{resize:vertical;min-height:120px}
.check-row{display:flex;align-items:flex-start;gap:10px;font-size:13px;color:var(--ink-soft);margin-bottom:var(--sp4)}
.check-row.ld{color:var(--paper-soft)}
.check-row input{margin-top:3px}

/* range sliders (calculators) */
input[type=range]{-webkit-appearance:none;width:100%;height:2px;background:var(--line-strong);border-radius:2px;outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:17px;height:17px;border-radius:50%;background:var(--gold-500);cursor:pointer;border:3px solid var(--paper);box-shadow:0 0 0 1px var(--line-strong);transition:transform .2s var(--ease-tactile)}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.15)}
input[type=range]::-moz-range-thumb{width:17px;height:17px;border-radius:50%;background:var(--gold-500);cursor:pointer;border:3px solid var(--paper)}
.ld input[type=range]{background:var(--line-inv-strong)}
.ld input[type=range]::-webkit-slider-thumb{border-color:var(--navy-900)}
.slider-row{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px;font-size:12.5px}
.slider-row .sl-lbl{font-family:var(--fm);color:var(--ink-faint);text-transform:uppercase;letter-spacing:.05em;font-size:10.5px}
.slider-row .sl-val{font-family:var(--fm);font-size:14px;color:var(--gold-600);font-weight:500}
.ld .slider-row .sl-lbl{color:var(--paper-faint)}
.ld .slider-row .sl-val{color:var(--gold-300)}
.field-group{margin-bottom:var(--sp5)}

/* calculator layout */
.tools-intro{padding-bottom:var(--sp4)}
.tools-note{max-width:760px;border-left:2px solid var(--gold-500);padding:14px 0 14px var(--sp3);font-size:13px;color:var(--ink-soft);line-height:1.75}
.tool-collection{padding-top:var(--sp5);padding-bottom:var(--sp6)}
.tool-collection+.tool-collection{border-top:1px solid var(--line)}
.tool-collection-head{display:grid;grid-template-columns:48px minmax(0,1fr);gap:var(--sp3);align-items:start;max-width:760px;margin-bottom:var(--sp5)}
.tool-index{font-family:var(--fm);font-size:11px;color:var(--gold-600);border-top:1px solid var(--gold-500);padding-top:7px}
.tool-collection h2{font-family:var(--fd);font-size:clamp(28px,3vw,42px);font-weight:460;line-height:1.08;margin-bottom:10px}
.tool-collection-head p{font-size:15px;color:var(--ink-soft);line-height:1.7;max-width:620px}
.calc-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r2);padding:var(--sp4);position:relative;display:flex;flex-direction:column;min-width:0}
.calc-card-head{min-height:76px;border-bottom:1px solid var(--line);margin-bottom:var(--sp4)}
.calc-card h3{font-family:var(--fd);font-size:23px;line-height:1.15;margin-bottom:7px}
.calc-card .calc-desc{font-size:12.5px;color:var(--ink-faint);line-height:1.6}
.calc-inputs{display:flex;flex-direction:column;flex:1}
.calc-out{background:var(--navy-950);color:var(--paper);border-radius:var(--r2);padding:var(--sp4);margin-top:var(--sp3);min-height:142px}
.calc-out .co-row{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--line-inv);font-size:13px}
.calc-out .co-row:last-child{border-bottom:none}
.calc-out .co-row .co-k{color:var(--paper-faint)}
.calc-out .co-row .co-v{font-family:var(--fm);color:var(--paper);display:inline-block}
.calc-out .co-row.hi .co-v{color:var(--gold-300);font-family:var(--fd);font-size:19px}
.co-v.out-pulse{animation:outPulse .32s var(--ease)}
@keyframes outPulse{0%{opacity:.45;transform:translateY(2px) scale(.98)}100%{opacity:1;transform:translateY(0) scale(1)}}
@media(prefers-reduced-motion:reduce){.co-v.out-pulse{animation:none}}
.calc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--sp3)}
.calc-open{display:none}
.calc-card.open .calc-open{display:block}
.calc-card .calc-toggle{background:none;border:none;font-family:var(--fm);font-size:11px;color:var(--gold-600);letter-spacing:.05em;text-transform:uppercase;cursor:pointer;display:flex;align-items:center;gap:8px;padding:0;margin-top:var(--sp2)}
.calc-card .calc-toggle svg{transition:transform .3s var(--ease)}
.calc-card.open .calc-toggle svg{transform:rotate(180deg)}

/* dictionary / FAQ / accordion */
.acc-item{border-bottom:1px solid var(--line)}
.acc-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:var(--sp3);padding:22px 4px;background:none;border:none;text-align:left;font-family:var(--fd);font-size:18px;color:var(--ink);cursor:pointer}
.acc-q svg{flex-shrink:0;transition:transform .35s var(--ease)}
.acc-item.open .acc-q svg{transform:rotate(45deg)}
.acc-a{max-height:0;overflow:hidden;transition:max-height .45s var(--ease-luxe)}
.acc-a-in{padding:0 4px 22px;font-size:14.5px;color:var(--ink-soft);line-height:1.8;max-width:640px}
.dict-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);margin-top:var(--sp5)}
.dict-item{background:var(--paper);padding:var(--sp3) var(--sp3)}
.dict-item .di-term{font-family:var(--fd);font-size:17px;margin-bottom:6px}
.dict-item .di-def{font-size:12.5px;color:var(--ink-soft);line-height:1.6}
.dict-item .di-cat{font-family:var(--fm);font-size:9.5px;color:var(--gold-600);text-transform:uppercase;letter-spacing:.06em;margin-bottom:8px;display:block}
.dict-search{width:100%;padding:18px 20px;font-family:var(--fb);font-size:15px;border:1px solid var(--line-strong);border-radius:var(--r1);margin-top:var(--sp4);background:var(--paper)}

/* Path / process steps (genuinely sequential — numbers allowed) */
.step-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:var(--sp5);margin-top:var(--sp6);counter-reset:step}
.step{counter-increment:step;position:relative;padding-top:var(--sp4);border-top:1px solid var(--line-strong)}
.step::before{content:counter(step,decimal-leading-zero);font-family:var(--fm);font-size:12px;color:var(--gold-600);display:block;margin-bottom:14px}
.step.ld{border-color:var(--line-inv-strong)}
.step.ld::before{color:var(--gold-300)}
.step h4{font-family:var(--fd);font-size:19px;margin-bottom:8px;color:var(--ink)}
.step.ld h4{color:var(--paper)}
.step p{font-size:13px;color:var(--ink-soft);line-height:1.7}
.step.ld p{color:var(--paper-soft)}

/* ============ FOOTER ============ */
footer{background:var(--navy-950);color:var(--paper);padding:var(--sp7) 6vw var(--sp4);position:relative;overflow:hidden}
.foot-cols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr 1fr;gap:var(--sp5);position:relative;z-index:2;padding-bottom:var(--sp6);border-bottom:1px solid var(--line-inv)}
.foot-brand-row{display:flex;align-items:center;gap:13px;margin-bottom:14px}
.foot-mark{width:42px;height:42px;object-fit:contain;flex-shrink:0}
.foot-brand-name{font-family:var(--fd);font-size:20px;color:var(--paper);letter-spacing:-.01em;line-height:1.3}
.foot-brand-name small{display:block;font-family:var(--fb);font-size:10px;font-weight:500;letter-spacing:.07em;color:var(--paper-faint);text-transform:uppercase;margin-top:3px}
.foot-desc{font-size:13px;color:var(--paper-faint);margin:0 0 20px;line-height:1.7;max-width:280px}
.foot-col-hd{font-family:var(--fm);font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-300);margin-bottom:16px}
.foot-col ul{list-style:none}
.foot-col li{margin-bottom:11px}
.foot-col a{font-size:13px;color:var(--paper-soft);text-decoration:none;transition:color .25s var(--ease)}
.foot-col a:hover{color:var(--gold-300)}
.foot-bottom{display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:var(--sp3);padding-top:var(--sp4);font-size:11.5px;color:var(--paper-faint);position:relative;z-index:2}
.foot-social a{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border:1px solid var(--line-inv-strong);border-radius:50%;transition:all .3s var(--ease)}
.foot-social a:hover{background:var(--gold-500);border-color:var(--gold-500)}
.foot-news input{border-radius:var(--r1) 0 0 var(--r1)}
.foot-news button{border-radius:0 var(--r1) var(--r1) 0}

/* ============ BAR VIZ (mechanics diagrams) ============ */
.bar-viz{display:flex;flex-direction:column;gap:22px;margin-top:var(--sp3)}
.bar-viz .bv-row .bv-lbl{display:flex;justify-content:space-between;font-size:13px;margin-bottom:9px}
.bar-viz .bv-lbl b{font-family:var(--fm);color:var(--gold-300)}
.bar-viz.on-light .bv-lbl b{color:var(--gold-600)}
.bar-viz .bv-track{height:10px;background:var(--line-inv);border-radius:20px;overflow:hidden}
.bar-viz.on-light .bv-track{background:var(--line)}
.bar-viz .bv-fill{height:100%;border-radius:20px;width:0;transition:width 1.4s var(--ease-luxe)}
.bar-viz.in .bv-fill{width:var(--w)}

/* ============ RISK / DISCLOSURE STRIP ============ */
.disc-strip{background:var(--bone-100);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:18px 6vw;font-size:11.5px;color:var(--ink-faint);line-height:1.6}
.disc-strip b{color:var(--ink-soft)}

/* ============ RESPONSIVE ============ */
@media(max-width:1080px){
  .mandate-grid{grid-template-columns:1fr}
  .foot-cols{grid-template-columns:1fr 1fr 1fr}
}
.nav-cta-mobile-item{display:none}
@media(max-width:980px){
  .nav-links{display:none}
  .hbg{display:flex}
  .nav-cta{display:none}
  .nav-cta-mobile-item{display:block;width:100%;margin:0 0 14px 0;order:-1}
  .nav-cta-mobile-item .btn{display:block;width:100%;text-align:center;padding:14px 18px}
  .nav-links.open{display:flex;flex-direction:column;align-items:flex-start;gap:4px;position:fixed;top:78px;left:0;right:0;background:var(--navy-950);border-bottom:1px solid var(--line-inv);padding:20px 6vw 28px;max-height:calc(100vh - 78px);overflow-y:auto;z-index:299}
  .nav-links.open>li{width:100%}
  .nav-links.open>li>a{padding:12px 0;width:100%}
  .nav-links.open .mega{display:block;position:static;transform:none;min-width:0;width:100%;background:transparent;border:none;box-shadow:none;padding:0 0 10px 14px;grid-template-columns:1fr}
  .nav-links.open li:hover .mega{display:block}
  .nav-links.open .mega a{border-bottom:none;padding:8px 0;color:var(--paper-soft)}
  .route-grid,.hub-grid,.hub-grid.c2,.hub-grid.c4{grid-template-columns:1fr}
  .hub-row{grid-template-columns:1fr;text-align:left}
  .hub-row .hr-go{display:none}
  .foot-cols{grid-template-columns:1fr 1fr}
  .pg-head .root-motif{display:none}
  .stat-row{gap:var(--sp4)}
}
@media(max-width:560px){
  section{padding:var(--sp6) 6vw}
  .foot-cols{grid-template-columns:1fr}
  .cta-band .cta-actions{flex-direction:column}
  .calc-grid{grid-template-columns:1fr}
  .nav-name small{display:none}
  .tool-collection{padding-top:var(--sp5);padding-bottom:var(--sp5)}
  .tool-collection-head{grid-template-columns:36px minmax(0,1fr);gap:var(--sp2)}
  .calc-card-head{min-height:0}
}
@media(prefers-reduced-motion:reduce){
  .route-card:hover,.hub-card:hover{transform:none}
  .cursor-dot,.cursor-ring{display:none}
  body::before{display:none}
}

/* ============ LIGHT EDITORIAL THEME ============ */
body{background:var(--paper);font-weight:400}
h1,h2,h3,h4,.s-title,.pg-head h1,.cta-band h2{letter-spacing:0}
.s-title{font-size:48px}.pg-head h1{font-size:58px}.cta-band h2{font-size:46px}
nav{background:rgba(248,251,249,.94);border-bottom-color:var(--line);box-shadow:0 8px 24px rgba(23,61,58,.05)}
.nav-name{color:var(--ink)}.nav-name small{color:var(--ink-faint)}
.nav-links>li>a{color:var(--ink-soft)}.nav-links>li>a:hover,.nav-links>li.on>a{color:var(--ink)}
.nav-links>li>a::after{background:var(--gold-500)}
.mega{background:#fff;border-color:var(--line);box-shadow:0 20px 44px -24px rgba(23,61,58,.26)}
.mega a{color:var(--ink-soft);border-color:var(--line)}.mega a:hover{color:var(--gold-600)}.mega a .d{color:var(--ink-faint)}
.hbg span{background:var(--ink)}
.btn-gold{background:var(--gold-500);box-shadow:0 6px 20px -6px rgba(138,103,38,.45)}.btn-gold:hover{background:var(--gold-600);box-shadow:0 10px 28px -6px rgba(138,103,38,.6)}
.btn-gold::after{display:none}.btn-line{border-color:var(--line-strong);color:var(--ink)}.btn-line:hover{background:#fff;border-color:var(--gold-500);color:var(--gold-600)}
.hero-actions .btn,.cta-band .btn{padding:18px 38px;font-size:13px}
.pg-head{background:#e7f0ec;color:var(--ink)}.pg-head h1{color:var(--ink)}.pg-head .pitch{color:var(--ink-soft)}.pg-head .breadcrumb{color:var(--ink-faint)}.pg-head .breadcrumb .cur,.pg-head .eyebrow.ld{color:var(--gold-600)}
.route-grid{background:var(--line);border-color:var(--line)}
.route-card{background:#fff;color:var(--ink);box-shadow:none}.route-card:hover{background:#f1f6f3;box-shadow:0 18px 36px -28px rgba(23,61,58,.34)}
.route-card::after{background:radial-gradient(circle 240px at var(--mx) var(--my),rgba(181,75,69,.10),transparent 70%)}
.route-card h3{color:var(--ink)}.route-card p{color:var(--ink-soft)}.route-card .rc-tag,.route-card .rc-go{color:var(--gold-600)}
.hub-card:hover{background:#eef5f1;box-shadow:0 18px 36px -28px rgba(23,61,58,.28)}
.hub-row:hover{background:#eef5f1}.marquee-wrap{background:#fff}
.disc-strip{background:#edf5f0;color:var(--ink-soft)}.disc-strip b{color:var(--ink)}
.calc-card{background:#fff}.calc-out{background:var(--navy-950)}
.tools-note{border-left-color:var(--gold-500);background:#eef5f1;padding-right:var(--sp3)}
.dict-search{background:#fff}.field input,.field select,.field textarea{background:#fff}
@media(max-width:980px){
  .nav-links.open{background:#fff;border-bottom-color:var(--line)}
  .nav-links.open .mega a{color:var(--ink-soft)}
}
@media(max-width:700px){
  .s-title{font-size:34px}.pg-head h1{font-size:38px}.cta-band h2{font-size:34px}
}
